If you’ve worked out that refinancing isn’t going to save you in the long run. There are other alternatives that can help you save money and reach your property goals sooner.

🔹Ask your lender for a lower interest rate

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A simple way to ask for a lower rate is by getting your Aussie Broker (me!) to do it for you. Your broker knows what rates the banks are currently offering. They also understand the current market and have the relationships to negotiate on your behalf.

🔹Mortgage top-up

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You might consider a mortgage top up when you want to fund something such as a renovation or a car, but don’t want to take out another loan.

🔹Change your loan type

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If you’re happy with your home loan and lender, but you want to change your repayment type, loan type or repayment amount and frequency, this may be something you can do without refinancing.

🔹Ask your broker about refinancing alternatives

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Your Aussie Broker (me!) is the right person to speak to when it comes to home loans. They’ll take the time to understand your goals and present you options that are right for your situation.